Alternative data in Digital Lending​​​

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RECAP:

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• Introduction to receivable-based financing​

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• Going beyond the obligor risk into patterns of behaviour, dilution risk and fraud risk.​

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• Financials are one piece of the puzzle, credit bureaus, social data and open banking are also part of the equation.​

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• Fasanara’s internal database features an early warning signal that tracks partial repayments and flags up any prospective delays.​

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• The amount of data is cumulative, each day provides and increasing number of data points.​

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• Our data infrastructure permits us to construct ESG ratings for private-unlisted companies.​

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• External data would be helpful only if it moves the needle on minimizing default rates or boosting yields.​​

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• Fintech and Crypto/De-Fi is where Fasanara tries to position itself and data and technology is at the heart of that.

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More Podcasts:

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