Fasanara Fintech Weekly

B2B Buy-Now-Pay-Later, Terra & The Limits of Arbitrage, Subscription Economy & Other News




Happy Thursday!



In this edition:


  • Investors back business-focused buy now, pay later groups

  • Designed to fail: Terra and the limits of arbitrage

  • The US fintech subscription economy: $13 billion ARR and growing

  • Leaked copy of US draft bill shows DeFi and DAOs under regulatory lens

  • Web3 and blockchain can make war crime videos admissible in court.




 

Investors back business-focused buy now, pay later groups.



What’s next for NFTs? Non-fungible tokens (NFTs) continue to dominate headlines and event agendas as 2022 roars on, yet, panellists on day two of Money 20/20 Europe argued that it is a topic where the technology is not yet fully used or understood.


Read More



 



Designed to fail: Terra and the limits of arbitrage.



Perhaps the most shocking thing about the collapse of terraUSD this month was how many people saw it coming. Most crypto investors blame the stablecoin's failure on a targeted attack by speculators, akin to how George Soros 'broke' the pound in 1992. While the assault was a surprise, to many in the industry the collapse was inevitable.


Read More



 



The US fintech subscription economy: $13 billion ARR and growing.



"Investors have decided that consumer fintech businesses are not SaaS companies, meaning fintech revenues should not be valued as if they were annual recurring revenue (ARR). The point matters because a host of consumer fintech startups have raised capital, spent and been valued in recent years as if they are SaaS companies. This may have been an error.”


The article points to the recent devaluations of Robinhood and Coinbase as proof points. Don’t throw the baby out with the bath water, however. The annual recurring revenue (ARR) on fintech subscriptions is alive and well.


Read More



 



Leaked copy of US draft bill shows DeFi and DAOs under regulatory lens.



The draft bill proposes to eliminate anonymous crypto projects, with DAOs, DeFi and exchanges required to legally register in the United States.


Read More



 



Web3 and blockchain can make war crime videos admissible in court.




Web3 technology empowers end-users to compose solutions across new secure digital protocols.


Read More



 

Thanks for your time!