Insights

Fasanara Capital has a front row seat to the evolving asset class of Fintech Lending and investing in the Digital Future. We’re constantly assimilating information, speaking with innovators, and developing our theses

Featured Insights

scenarios

4 January 2021

Digital Future

Use Of Digital Technology To Build Resilient Portfolios. Going Beyond 60/40 Traditional Asset Allocation

scenarios

20 October 2020

The Market Economy In 2025: A Visualization Exercise

Is there a silver lining emerging from chaos? Is there a better future lying in waiting after the tumultuous ride ahead? We think so. The market economy of 2020 was entirely predictable.

blog

22 April 2024

Fintech Lending Strategies Have Been Able to Generate Robust Performance

Technology-enabled corporate receivables and consumer lending strategy market leaders, such as Fasanara, have a long history of generating strong, consistent investment performance for their investors. This long successful track record is reflective of having a distinct investment process, extensive operational scale and advanced credit risk management.

podcasts

19 March 2024

Francesco Filia invited on 'The Naked Short Club' to discuss forthcoming book, 'The Future of Finance'

The book examines fintech lending as an alternative to traditional banking, highlighting its rise over the past decade, particularly its role in providing credit to small and medium enterprises (SMEs) and consumers often overlooked by traditional banks.

blog

5 March 2024

Fintech’s Evolutionary Dance: The Cycle of Bundling, Unbundling and Rebundling

The strategies of bundling, unbundling and rebundling have marked the progression of services and products, mostly digital, offered to consumers. This dynamic interplay, deeply rooted in the industry's fabric, reflects its response to technological advancements, regulatory changes and consumer preferences, shaping a landscape where agility and innovation thrive.

Podcast

22 February 2024

Tilta: German B2B BNPL embedded payment solution provider

blog

8 February 2024

The Silent Revolution: The Shift Towards Asset Tokenisation in 2024 and Beyond

Tokenised private credit, introduced in 2021, offered a middle ground in the risk-return profile within the crypto market, providing attractive risk-adjusted, non-correlated returns.

Podcast

5 February 2024

Multifi: UK SME payables finance lender taking a digital first approach

blog

17 January 2024

Rethinking Fintech: Dispelling Myths and Embracing Realities

This exploration investigates the notable rise of fintech from a niche sector to a driving force, challenging traditional banking norms and embracing the dawn of technological innovation.

scenarios

9 January 2024

Redefining Financial Stability: Narrow Banking Excels in the Digital Age

The role of asset managers and fintech lending platforms as real 100% “equity” banking stabilisers.

blog

1 November 2023

Expanding Portfolio Diversity Through Fintech-Enabled Private Credit

Institutional demand for private credit strategies has grown significantly over the past decade, and the outlook for private credit is very favorable given the regime shift to a higher interest rate & inflation environment.

blog

22 August 2023

Revenue-based Financing: Origination and fee models

Revenue-based financing started gaining popularity by the end of 2021 when the VC funding was starting to dry up and the startup valuations had peaked. Startup founders got easily comfortable with the RBF product due to its quick turn-around time and non-dilutive nature.

Podcast

17 July 2023

FlexFin: Greece's first and only licensed non-bank factoring fintech

scenarios

14 July 2023

Fintech Lending and the Platform Economy: A New Paradigm in Financial Networks

In the annals of finance, we are at the precipice of an epochal shift. As we peer into this new world, one thing is clear – Fintech Lending is at the heart of the transformation.

blog

10 July 2023

Constructive Conditions for Consumer Loans

While the art of perfect market timing is a chimera, even in an age of AI, there is clear evidence that risk adjusted returns in consumer loans are on a trajectory of strong recovery that will benefit the asset class for the foreseeable future.

blog

7 June 2023

DeFi: Rising from the Ashes or Never Really Dead?

Discover the untold resilience and unstoppable growth of decentralized finance (DeFi). This insightful piece reveals promising indicators and breakthrough innovations powering DeFi's revolution, painting a vivid picture of a financial future being reshaped like never before.

scenarios

4 April 2023

The Recent Banking Crisis & The Impact On Fasanara’s Alternative Credit Strategies

This note summarizes the many interconnected drivers of the current crisis impacting US banks, the US government and Federal Reserve response, and the likely consequences for credit availability and lending standards.

All Categories Scenarios Blog Fintech Digest

scenarios

9 January 2024

Redefining Financial Stability: Narrow Banking Excels in the Digital Age

The role of asset managers and fintech lending platforms as real 100% “equity” banking stabilisers.

scenarios

14 July 2023

Fintech Lending and the Platform Economy: A New Paradigm in Financial Networks

In the annals of finance, we are at the precipice of an epochal shift. As we peer into this new world, one thing is clear – Fintech Lending is at the heart of the transformation.

scenarios

6 June 2023

The Advantages of Fintech Lending in a Rising Interest Rate Environment

We expect that alternative Fintech-enabled lending strategies will continue to generate attractive risk-adjusted returns, despite the regime shift to a higher interest rate environment

scenarios

4 April 2023

The Recent Banking Crisis & The Impact On Fasanara’s Alternative Credit Strategies

scenarios

12 January 2023

The Future of Finance

Our vision of the Digital Future, and the ultimate convergence and coexistence of the worlds of Fintech Lending and Digital Assets.

scenarios

4 January 2021

Digital Future

Use Of Digital Technology To Build Resilient Portfolios. Going Beyond 60/40 Traditional Asset Allocation

scenarios

20 October 2020

The Market Economy In 2025: A Visualization Exercise

Is there a silver lining emerging from chaos? Is there a better future lying in waiting after the tumultuous ride ahead? We think so. The market economy of 2020 was entirely predictable.

scenarios